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TURN YOUR FINANCES AROUND

     Find here 180 money-saving suggestions to “turn your family finances around 180 degrees.” Because they were written by a guy, the automobile is listed first. A woman would have started with food. Well, it’s all in there, and it all counts.

http://www.frugallawstudent.com/2007/
05/17/180-money-saving-tips
-to-turn-your-financial
-life-around-180-degrees/

TEN WAYS TO GET RIPPED OFF

     CONSUMER REPORTS lists these ways to be ripped off financially:

http://frugalforlife.com/consumer-reports-10-ways-to-be-ripped-off/

THE $10 GROCERY LIST AND MORE

     Helps for a family in moderate to serious financial trouble. She’s got some good stuff. The $10 grocery list, for example, gives both items and recipes, and it’s good, nourishing food that most people will like. And never mind that the $10 list costs $20 these days. It’s still a good buy.

http://budget101.com/financial_info.htm

FRUGAL FOOD

     For those of us with the need for temporary or long-term frugality, the HILLBILLY HOUSEWIFE has much good, practical advice. Here is her $45 emergency menu that feeds four to six for a week – and she doesn’t assume you have a lot of food already in the kitchen cupboard. Which means you may be able to do it for less. The diet is a healthy one too, though you must face the fact that you’re eating a LOT of beans:

http://www.hillbillyhousewife.com/40dollarmenu.htm

     And here you’ll find how to base your menus on foods that are always good buys:

http://www.hillbillyhousewife.com/budgetbuys.htm

     And click below for many more of her frugal recipes:

http://healthy.hillbillyhousewife.com/recipeindex.htm

     GET RICH SLOWLY’s “How To Feed Yourself For $15 a Week” offers much down-to-earth information. He admits, incidentally, that it would cost him $20 a week now.

http://www.getrichslowly.org/blog/2007/09/08/
how-to-feed-yourself-for-15-a-week/

     Last are MISERLY MOMS’ frugal recipes. Some of them struck me as low in cost, others did not.

http://www.miserlymoms.com/MOMfrecipes1.htm

TOP SHOPPING REWARDS PROGRAMS

     They “search the Internet's top rewards programs to help you save money and earn rewards every time you shop.” I have looked at hundreds of “bargain” sites of all kinds but somehow hadn’t encountered these. They are clearly intended for those who shop a lot online, and the site says, “You don't need to change where you shop or how you shop, you just need to remember to visit the rewards program and sign in first before you go to the retailer.”

http://www.evreward.com/

CHEAPSKATE MONTHLY

     Now officially called “Debt-Proof Living,” the site is all about eliminating unnecessary expenses. They ask, “Are you looking for freedom from debt, empowerment to manage your ordinary income, and financial happiness? Congratulations! You've found the place where thousands of ordinary people are achieving all of that and more on their ordinary incomes, and you can too. Here at Debt-Proof Living you are going to learn how to get out of debt and stay out -- all on the money you earn right now. Even if you are living paycheck to paycheck, buried under a pile of horrible debt or just spinning your financial wheels, there is so much hope and help right here at Debt-Proof Living. You can improve the quality of your life. You are going to be amazed!”

http://www.cheapskatemonthly.com/

LIVING A BETTER LIFE

     BETTER BUDGETING offers you a free subscription to their newsletter, “Living A Better Life: the free money saving tips ezine”:

http://www.betterbudgeting.com/subscribe.htm

“TWENTY-FIVE WAYS I SAVE MONEY”

     Some of the things she mentions you probably do as a matter of course, but others are a bit . . . unusual. Though she says she was just kidding about weaving doormats “out of tire rubber thrown off from semis on I-95.”

     Scroll down the page to find links to dozens of other frugal living blogs and websites.

http://www.mightybargainhunter.com/2006/09/28/
twenty-five-ways-i-save-money/

TURN IN THE DUD GIFT CARD

     CARDAVENUE does both gift card swaps and gift card auctions, where you auction it for cash. All the card sites charge a small fee for these services.

http://cardavenue.com/

     The GIFT CARD BUYBACK site buys cards and the GIFT CARDS AGAIN site, owned by the same person, tells you to "Find your favorite companies on our site. Choose the card values you would like to have. Buy your choice of gift cards or merchandise credits at less than face value."

http://giftcardbuyback.com/

http://giftcardsagain.com/




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